示例
提交的 Open Banking 交互的示例 Retrieve Transaction 响应
这里是一个显示已提交的 Open Banking 交互的 Retrieve Transaction 响应的示例 (response.gatewayCode = SUBMITTED)
{
"amount":82113.13,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-08-17T09:35:27.250Z",
"currency":"EUR",
"customer":{
"email":"John@example.com"
},
"device":{
"browser":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/83.0.4103.116 Safari/537.36"
},
"id":"992608474",
"lastUpdatedTime":"2020-08-17T09:36:04.146Z",
"lineOfBusiness":"AIR_TICKETS",
"merchant":"TESTMERCHANT1",
"merchantAmount":82113.13,
"merchantCurrency":"EUR",
"reference":"TEST-SUCCEED",
"result":"SUCCESS",
"shipping":{
"address":{
"city":"Kuressaare",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"John@example.com",
"firstName":"John",
"lastName":"Doe"
}
},
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"12345XXX-XXXX-4156-XXXX-f6eeef0478cf"
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"status":"INITIATED",
"totalAuthorizedAmount":0,
"totalCapturedAmount":0,
"totalRefundedAmount":0,
"transaction":
{
"browserPayment":{
"interaction":{
"status":"RETURNED_TO_MERCHANT",
"timeInitiated":"2020-08-17T09:35:27.272Z",
"timeRedirected":"2020-08-17T09:35:59.967Z",
"timeReturned":"2020-08-17T09:36:04.061Z"
},
"operation":"PAY",
"redirectUrl":"<hostname>/bpui/ob/out/BP-06f552c44de094aca21ee0abdf82303b",
"returnUrl":"<hostname>/apmDemoApp/complete.html"
},
"customer":{
"email":"John@example.com"
},
"device":{
"browser":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/83.0.4103.116 Safari/537.36"
},
"gatewayEntryPoint":"WEB_SERVICES_API",
"lineOfBusiness":"AIR_TICKETS",
"merchant":" TESTMERCHANT1",
"order":{
"amount":82113.13,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-08-17T09:35:27.250Z",
"currency":"EUR",
"id":"992608474",
"lastUpdatedTime":"2020-08-17T09:36:04.146Z",
"merchantAmount":82113.13,
"merchantCurrency":"EUR",
"reference":"TEST-SUCCEED",
"status":"INITIATED",
"totalAuthorizedAmount":0,
"totalCapturedAmount":0,
"totalRefundedAmount":0
},
"response":{
"gatewayCode":"SUBMITTED"
},
"result":"SUCCESS",
"shipping":{
"address":{
"city":"Kuressaare",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"John@gmail.com",
"firstName":"John",
"lastName":"Doe"
}
},
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"12345XXX-XXXX-4156-XXXX-f6eeef0478cf"
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"timeOfLastUpdate":"2020-08-17T09:36:04.146Z",
"timeOfRecord":"2020-08-17T09:35:27.270Z",
"transaction":{
"acquirer":{
"id":"OPEN_BANKING_SEPA",
"merchantId":"Open Banking SEPA "
},
"amount":82113.13,
"currency":"EUR",
"id":"106172951",
"receipt":"162c0482b774b3e1",
"source":"INTERNET",
"stan":"0",
"type":"PAYMENT"
},
"version":"<latest_gateway_version>"
}
}
批准的 Open Banking 交互的示例 Retrieve Transaction 响应
这里是一个显示已批准的 Open Banking 交互的 Retrieve Transaction 响应的示例 (response.gatewayCode = APPROVED)
{
"amount":123.46,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-06-24T01:01:09.584Z",
"currency":"EUR",
"device":{
"browser":"Mozilla/5.0 (X11; Linux x86_64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/68.0.3440.106 Safari/537.36"
},
"id":"86f293d3-1eb5-4003-9f30-7d9fbe7f1384",
"item":[
{
"brand":"MC",
"category":"NA",
"detail":{
"unitDiscountRate":0,
"unitTaxRate":0
},
"name":"item0",
"quantity":1,
"sku":"sku",
"unitDiscountAmount":3,
"unitPrice":21,
"unitTaxAmount":0.47
},
{
"detail":{
"unitTaxRate":0
},
"name":"item1",
"quantity":2,
"unitDiscountAmount":2,
"unitPrice":47,
"unitTaxAmount":5
}
],
"itemAmount":115,
"lastUpdatedTime":"2020-06-24T01:01:46.769Z",
"merchant":"TESTMERCHANT1",
"merchantAmount":123.46,
"merchantCurrency":"EUR",
"reference":"sample",
"result":"SUCCESS",
"risk":{
"response":{
"gatewayCode":"ACCEPTED"
}
},
"shipping":{
"address":{
"city":"Kuressaare",
"company":"ABC",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"John@gmail.com",
"firstName":"John",
"lastName":"Doe",
"mobilePhone":"9999999999",
"phone":"9999999999"
},
"method":"SAME_DAY"
},
"shippingAndHandlingAmount":4.99,
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"123456-xxxx-4dd4-b4f2-12234vgb43bff "
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"status":"CAPTURED",
"taxAmount":10.47,
"totalAuthorizedAmount":123.46,
"totalCapturedAmount":123.46,
"totalRefundedAmount":0,
"transaction":
{
"browserPayment":{
"interaction":{
"status":"COMPLETED",
"timeCompleted":"2020-06-24T01:01:10.007Z",
"timeInitiated":"2020-06-24T01:01:09.599Z",
"timeRedirected":"2020-06-24T01:01:09.705Z",
"timeReturned":"2020-06-24T01:01:09.991Z"
},
"operation":"PAY",
"redirectUrl":"<hostname>/bpui/ob/out/BP-9099d773edb0e2d3d1e86c4bd9d9b867",
"returnUrl":"<hostname>/api/documentation/integrationGuidelines/index.html"
},
"device":{
"browser":"Mozilla/5.0 (X11; Linux x86_64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/68.0.3440.106 Safari/537.36"
},
"gatewayEntryPoint":"WEB_SERVICES_API",
"merchant":"TESTMERCHANT1",
"order":{
"amount":123.46,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-06-24T01:01:09.584Z",
"currency":"EUR",
"id":"86f293d3-1eb5-4003-9f30-7d9fbe7f1384",
"item":[
{
"brand":"MC",
"category":"NA",
"detail":{
"unitDiscountRate":0,
"unitTaxRate":0
},
"name":"item0",
"quantity":1,
"sku":"sku",
"unitDiscountAmount":3,
"unitPrice":21,
"unitTaxAmount":0.47
},
{
"detail":{
"unitTaxRate":0
},
"name":"item1",
"quantity":2,
"unitDiscountAmount":2,
"unitPrice":47,
"unitTaxAmount":5
}
],
"itemAmount":115,
"lastUpdatedTime":"2020-06-24T01:01:46.769Z",
"merchantAmount":123.46,
"merchantCurrency":"EUR",
"reference":"sample",
"shippingAndHandlingAmount":4.99,
"status":"CAPTURED",
"taxAmount":10.47,
"totalAuthorizedAmount":123.46,
"totalCapturedAmount":123.46,
"totalRefundedAmount":0
},
"response":{
"gatewayCode":"APPROVED"
},
"result":"SUCCESS",
"risk":{
"response":{
"gatewayCode":"ACCEPTED"
}
},
"shipping":{
"address":{
"city":"Kuressaare",
"company":"ABC",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"John@gmail.com",
"firstName":"John",
"lastName":"Doe",
"mobilePhone":"9999999999",
"phone":"9999999999"
},
"method":"SAME_DAY"
},
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"123456-xxxx-4dd4-b4f2-12234vgb43bff "
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"timeOfLastUpdate":"2020-06-24T01:01:46.769Z",
"timeOfRecord":"2020-06-24T01:01:09.596Z",
"transaction":{
"acquirer":{
"id":"OPEN_BANKING_SEPA",
"merchantId":"Open Banking SEPA"
},
"amount":123.46,
"currency":"EUR",
"id":"1",
"reference":"sample",
"source":"INTERNET",
"stan":"0",
"type":"PAYMENT"
},
"version":"<latest_gateway_version>"
}
}
待处理 Open Banking 交互的示例 Retrieve Transaction 响应
这里是一个显示待处理 Open Banking 交互的 Retrieve Transaction 响应的示例 (response.gatewayCode = PENDING)
{
"amount":123.46,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-06-26T07:09:16.846Z",
"currency":"EUR",
"customer":{
"email":"johmith@example.com"
},
"device":{
"browser":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/79.0.3945.130 Safari/537.36"
},
"id":"888190454",
"item":[
{
"detail":{
"unitTaxRate":0
},
"name":"Spud",
"quantity":1,
"unitDiscountAmount":3,
"unitPrice":21,
"unitTaxAmount":0.47
},
{
"detail":{
"unitTaxRate":0
},
"name":"item2",
"quantity":2,
"unitDiscountAmount":2,
"unitPrice":47,
"unitTaxAmount":5
}
],
"itemAmount":115,
"lastUpdatedTime":"2020-06-26T07:10:57.230Z",
"merchant":"TESTMERCHANT1",
"merchantAmount":123.46,
"merchantCurrency":"EUR",
"reference":"TEST-SUCCEED",
"result":"SUCCESS",
"risk":{
"response":{
"gatewayCode":"ACCEPTED"
}
},
"shipping":{
"address":{
"city":"Kuressaare",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"johnsmith@example.com",
"firstName":"Shipfirst",
"lastName":"McShiplast"
}
},
"shippingAndHandlingAmount":4.99,
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"123456-xxxx-4dd4-b4f2-12234vgb43bff"
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"status":"CAPTURED",
"taxAmount":10.47,
"totalAuthorizedAmount":123.46,
"totalCapturedAmount":123.46,
"totalRefundedAmount":0,
"transaction":[
{
"browserPayment":{
"interaction":{
"status":"RETURNED_TO_MERCHANT",
"timeInitiated":"2020-06-26T07:09:16.864Z",
"timeRedirected":"2020-06-26T07:10:53.329Z",
"timeReturned":"2020-06-26T07:11:03.827Z"
},
"operation":"PAY",
"redirectUrl":"<hostname>/bpui/ob/out/BP-65318d39a0c3b8000f07b7939561b819",
"returnUrl":"<hostname>/apmDemoApp/complete.html"
},
"customer":{
"email":"johmith@example.com"
},
"device":{
"browser":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/79.0.3945.130 Safari/537.36"
},
"gatewayEntryPoint":"WEB_SERVICES_API",
"merchant":"TESTMERCHANT1",
"order":{
"amount":123.46,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-06-26T07:09:16.846Z",
"currency":"EUR",
"id":"888190454",
"item":[
{
"detail":{
"unitTaxRate":0
},
"name":"Spud",
"quantity":1,
"unitDiscountAmount":3,
"unitPrice":21,
"unitTaxAmount":0.47
},
{
"detail":{
"unitTaxRate":0
},
"name":"item2",
"quantity":2,
"unitDiscountAmount":2,
"unitPrice":47,
"unitTaxAmount":5
}
],
"itemAmount":115,
"lastUpdatedTime":"2020-06-26T07:10:57.230Z",
"merchantAmount":123.46,
"merchantCurrency":"EUR",
"reference":"TEST-SUCCEED",
"shippingAndHandlingAmount":4.99,
"status":"CAPTURED",
"taxAmount":10.47,
"totalAuthorizedAmount":123.46,
"totalCapturedAmount":123.46,
"totalRefundedAmount":0
},
"response":{
"gatewayCode":"PENDING"
},
"result":"PENDING",
"risk":{
"response":{
"gatewayCode":"ACCEPTED"
}
},
"shipping":{
"address":{
"city":"Kuressaare",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"johnsmith@example.com",
"firstName":"Shipfirst",
"lastName":"McShiplast"
}
},
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"123456-xxxx-4dd4-b4f2-12234vgb43bff"
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"timeOfLastUpdate":"2020-06-26T07:10:57.230Z",
"timeOfRecord":"2020-06-26T07:09:16.861Z",
"transaction":{
"acquirer":{
"id":"OPEN_BANKING_SEPA",
"merchantId":"Open Banking SEPA"
},
"amount":123.46,
"currency":"EUR",
"id":"148341288",
"source":"INTERNET",
"stan":"0",
"type":"PAYMENT"
},
"version":"<latest_gateway_version>"
}
}
不支持的 Open Banking 交互的示例 Retrieve Transaction 响应
这里是一个显示 response.gatewayCode = NOT_SUPPORTED 的 Open Banking 交互的 Retrieve Transaction 响应的示例
{
"amount":123.46,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-06-11T07:04:16.222Z",
"currency":"EUR",
"device":{
"browser":"Mozilla/5.0 (X11; Linux x86_64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/68.0.3440.106 Safari/537.36"
},
"id":"575d3ae0-2b28-4a68-892e-688ae7e3d344",
"item":[
{
"brand":"MC",
"category":"NA",
"detail":{
"unitDiscountRate":0,
"unitTaxRate":0
},
"name":"item0",
"quantity":1,
"sku":"sku",
"unitDiscountAmount":3,
"unitPrice":21,
"unitTaxAmount":0.47
},
{
"detail":{
"unitTaxRate":0
},
"name":"item1",
"quantity":2,
"unitDiscountAmount":2,
"unitPrice":47,
"unitTaxAmount":5
}
],
"itemAmount":115,
"lastUpdatedTime":"2020-06-11T07:04:03.364Z",
"merchant":"TESTMERCHANT1",
"merchantAmount":123.46,
"merchantCurrency":"EUR",
"reference":"sample",
"result":"SUCCESS",
"risk":{
"response":{
"gatewayCode":"ACCEPTED"
}
},
"shipping":{
"address":{
"city":"Kuressaare",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"John@gmail.com",
"firstName":"John",
"lastName":"Doe",
"mobilePhone":"9999999999",
"phone":"9999999999"
},
"method":"SAME_DAY"
},
"shippingAndHandlingAmount":4.99,
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"123456-xxxx-4dd4-b4f2-12234vgb43bff"
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"status":"FAILED",
"taxAmount":10.47,
"totalAuthorizedAmount":0,
"totalCapturedAmount":0,
"totalRefundedAmount":0,
"transaction":
{
"browserPayment":{
"interaction":{
"status":"COMPLETED",
"timeCompleted":"2020-06-11T07:04:16.708Z",
"timeInitiated":"2020-06-11T07:04:16.234Z",
"timeRedirected":"2020-06-11T07:04:15.257Z",
"timeReturned":"2020-06-11T07:04:16.679Z"
},
"operation":"PAY",
"redirectUrl":"<hostname>/bpui/ob/out/BP-bcd3a9b079f6a66581c3429dcbec386b",
"returnUrl":"<hostname>/api/documentation/integrationGuidelines/index.html"
},
"device":{
"browser":"Mozilla/5.0 (X11; Linux x86_64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/68.0.3440.106 Safari/537.36"
},
"gatewayEntryPoint":"WEB_SERVICES_API",
"merchant":"TESTMERCHANT1",
"order":{
"amount":123.46,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-06-11T07:04:16.222Z",
"currency":"EUR",
"id":"575d3ae0-2b28-4a68-892e-688ae7e3d344",
"item":[
{
"brand":"MC",
"category":"NA",
"detail":{
"unitDiscountRate":0,
"unitTaxRate":0
},
"name":"item0",
"quantity":1,
"sku":"sku",
"unitDiscountAmount":3,
"unitPrice":21,
"unitTaxAmount":0.47
},
{
"detail":{
"unitTaxRate":0
},
"name":"item1",
"quantity":2,
"unitDiscountAmount":2,
"unitPrice":47,
"unitTaxAmount":5
}
],
"itemAmount":115,
"lastUpdatedTime":"2020-06-11T07:04:03.364Z",
"merchantAmount":123.46,
"merchantCurrency":"EUR",
"reference":"sample",
"shippingAndHandlingAmount":4.99,
"status":"FAILED",
"taxAmount":10.47,
"totalAuthorizedAmount":0,
"totalCapturedAmount":0,
"totalRefundedAmount":0
},
"response":{
"gatewayCode":"NOT_SUPPORTED"
},
"result":"FAILURE",
"risk":{
"response":{
"gatewayCode":"ACCEPTED"
}
},
"shipping":{
"address":{
"city":"Kuressaare",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"John@gmail.com",
"firstName":"John",
"lastName":"Doe",
"mobilePhone":"9999999999",
"phone":"9999999999"
},
"method":"SAME_DAY"
},
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"123456-xxxx-4dd4-b4f2-12234vgb43bff"
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"timeOfLastUpdate":"2020-06-11T07:04:03.364Z",
"timeOfRecord":"2020-06-11T07:04:16.232Z",
"transaction":{
"acquirer":{
"id":"OPEN_BANKING_SEPA",
"merchantId":"Open Banking SEPA"
},
"amount":123.46,
"currency":"EUR",
"id":"1",
"reference":"sample",
"source":"INTERNET",
"stan":"0",
"type":"PAYMENT"
},
"version":"<latest_gateway_version>"
}
}
超时 Open Banking 交互的示例 Retrieve Transaction 响应
这里是一个显示超时 Open Banking 交互的 Retrieve Transaction 响应的示例 (response.gatewayCode = TIMED_OUT)
{
"amount":123.46,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-06-26T07:17:48.608Z",
"currency":"EUR",
"customer":{
"email":"johmith@example.com"
},
"device":{
"browser":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/79.0.3945.130 Safari/537.36"
},
"id":"246119218",
"item":[
{
"detail":{
"unitTaxRate":0
},
"name":"Spud",
"quantity":1,
"unitDiscountAmount":3,
"unitPrice":21,
"unitTaxAmount":0.47
},
{
"detail":{
"unitTaxRate":0
},
"name":"item2",
"quantity":2,
"unitDiscountAmount":2,
"unitPrice":47,
"unitTaxAmount":5
}
],
"itemAmount":115,
"lastUpdatedTime":"2020-06-26T07:18:27.894Z",
"merchant":"TESTMERCHANT1",
"merchantAmount":123.46,
"merchantCurrency":"EUR",
"reference":"TEST-SUCCEED",
"result":"SUCCESS",
"risk":{
"response":{
"gatewayCode":"ACCEPTED"
}
},
"shipping":{
"address":{
"city":"Kuressaare",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"johnsmith@example.com",
"firstName":"Shipfirst",
"lastName":"McShiplast"
}
},
"shippingAndHandlingAmount":4.99,
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"123456-xxxx-4dd4-b4f2-12234vgb43bff"
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"status":"FAILED",
"taxAmount":10.47,
"totalAuthorizedAmount":0,
"totalCapturedAmount":0,
"totalRefundedAmount":0,
"transaction":
{
"browserPayment":{
"interaction":{
"status":"COMPLETED",
"timeCompleted":"2020-06-26T07:18:39.485Z",
"timeInitiated":"2020-06-26T07:17:49.654Z",
"timeRedirected":"2020-06-26T07:18:18.595Z",
"timeReturned":"2020-06-26T07:18:39.439Z"
},
"operation":"PAY",
"redirectUrl":"<hostname>/bpui/ob/out/BP-bd0d14660fc5bd0a98578a73e83713cd",
"returnUrl":"<hostname>/apmDemoApp/complete.html"
},
"customer":{
"email":"johmith@example.com"
},
"device":{
"browser":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/79.0.3945.130 Safari/537.36"
},
"gatewayEntryPoint":"WEB_SERVICES_API",
"merchant":"TESTMERCHANT1",
"order":{
"amount":123.46,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-06-26T07:17:48.608Z",
"currency":"EUR",
"id":"246119218",
"item":[
{
"detail":{
"unitTaxRate":0
},
"name":"Spud",
"quantity":1,
"unitDiscountAmount":3,
"unitPrice":21,
"unitTaxAmount":0.47
},
{
"detail":{
"unitTaxRate":0
},
"name":"item2",
"quantity":2,
"unitDiscountAmount":2,
"unitPrice":47,
"unitTaxAmount":5
}
],
"itemAmount":115,
"lastUpdatedTime":"2020-06-26T07:18:27.894Z",
"merchantAmount":123.46,
"merchantCurrency":"EUR",
"reference":"TEST-SUCCEED",
"shippingAndHandlingAmount":4.99,
"status":"FAILED",
"taxAmount":10.47,
"totalAuthorizedAmount":0,
"totalCapturedAmount":0,
"totalRefundedAmount":0
},
"response":{
"gatewayCode":"TIMED_OUT"
},
"result":"FAILURE",
"risk":{
"response":{
"gatewayCode":"ACCEPTED"
}
},
"shipping":{
"address":{
"city":"Kuressaare",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"johnsmith@example.com",
"firstName":"Shipfirst",
"lastName":"McShiplast"
}
},
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"123456-xxxx-4dd4-b4f2-12234vgb43bff"
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"timeOfLastUpdate":"2020-06-26T07:18:27.894Z",
"timeOfRecord":"2020-06-26T07:17:49.641Z",
"transaction":{
"acquirer":{
"id":"OPEN_BANKING_SEPA",
"merchantId":"Open Banking SEPA"
},
"amount":123.46,
"currency":"EUR",
"id":"354434408",
"source":"INTERNET",
"stan":"0",
"type":"PAYMENT"
},
"version":"<latest_gateway_version>"
}
}
资金不足的 Open Banking 交互的示例 Retrieve Transaction 响应
这里是一个显示 response.gatewayCode = INSUFFICIENT_FUNDS 的 Open Banking 交互的 Retrieve Transaction 响应的示例
{
"amount":123.46,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-06-11T07:04:25.661Z",
"currency":"EUR",
"device":{
"browser":"Mozilla/5.0 (X11; Linux x86_64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/68.0.3440.106 Safari/537.36"
},
"id":"38de9737-f394-484e-86ce-a6df45416a61",
"item":[
{
"brand":"MC",
"category":"NA",
"detail":{
"unitDiscountRate":0,
"unitTaxRate":0
},
"name":"item0",
"quantity":1,
"sku":"sku",
"unitDiscountAmount":3,
"unitPrice":21,
"unitTaxAmount":0.47
},
{
"detail":{
"unitTaxRate":0
},
"name":"item1",
"quantity":2,
"unitDiscountAmount":2,
"unitPrice":47,
"unitTaxAmount":5
}
],
"itemAmount":115,
"lastUpdatedTime":"2020-06-11T07:04:13.889Z",
"merchant":"TESTMERCHANT1",
"merchantAmount":123.46,
"merchantCurrency":"EUR",
"reference":"sample",
"result":"SUCCESS",
"risk":{
"response":{
"gatewayCode":"ACCEPTED"
}
},
"shipping":{
"address":{
"city":"Kuressaare",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"John@gmail.com",
"firstName":"John",
"lastName":"Doe",
"mobilePhone":"9999999999",
"phone":"9999999999"
},
"method":"SAME_DAY"
},
"shippingAndHandlingAmount":4.99,
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"123456-xxxx-4dd4-b4f2-12234vgb43bff"
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"status":"FAILED",
"taxAmount":10.47,
"totalAuthorizedAmount":0,
"totalCapturedAmount":0,
"totalRefundedAmount":0,
"transaction":
{
"browserPayment":{
"interaction":{
"status":"COMPLETED",
"timeCompleted":"2020-06-11T07:04:26.110Z",
"timeInitiated":"2020-06-11T07:04:25.673Z",
"timeRedirected":"2020-06-11T07:04:25.798Z",
"timeReturned":"2020-06-11T07:04:26.079Z"
},
"operation":"PAY",
"redirectUrl":"<hostname>/bpui/ob/out/BP-dc04c5638e296c6fc3b2905a0607bbf9",
"returnUrl":"<hostname>/api/documentation/integrationGuidelines/index.html"
},
"device":{
"browser":"Mozilla/5.0 (X11; Linux x86_64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/68.0.3440.106 Safari/537.36"
},
"gatewayEntryPoint":"WEB_SERVICES_API",
"merchant":"TESTMERCHANT1",
"order":{
"amount":123.46,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-06-11T07:04:25.661Z",
"currency":"EUR",
"id":"38de9737-f394-484e-86ce-a6df45416a61",
"item":[
{
"brand":"MC",
"category":"NA",
"detail":{
"unitDiscountRate":0,
"unitTaxRate":0
},
"name":"item0",
"quantity":1,
"sku":"sku",
"unitDiscountAmount":3,
"unitPrice":21,
"unitTaxAmount":0.47
},
{
"detail":{
"unitTaxRate":0
},
"name":"item1",
"quantity":2,
"unitDiscountAmount":2,
"unitPrice":47,
"unitTaxAmount":5
}
],
"itemAmount":115,
"lastUpdatedTime":"2020-06-11T07:04:13.889Z",
"merchantAmount":123.46,
"merchantCurrency":"EUR",
"reference":"sample",
"shippingAndHandlingAmount":4.99,
"status":"FAILED",
"taxAmount":10.47,
"totalAuthorizedAmount":0,
"totalCapturedAmount":0,
"totalRefundedAmount":0
},
"response":{
"gatewayCode":"INSUFFICIENT_FUNDS"
},
"result":"FAILURE",
"risk":{
"response":{
"gatewayCode":"ACCEPTED"
}
},
"shipping":{
"address":{
"city":"Kuressaare",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"John@gmail.com",
"firstName":"John",
"lastName":"Doe",
"mobilePhone":"9999999999",
"phone":"9999999999"
},
"method":"SAME_DAY"
},
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"123456-xxxx-4dd4-b4f2-12234vgb43bff"
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"timeOfLastUpdate":"2020-06-11T07:04:13.889Z",
"timeOfRecord":"2020-06-11T07:04:25.670Z",
"transaction":{
"acquirer":{
"id":"OPEN_BANKING_SEPA",
"merchantId":"Open Banking SEPA"
},
"amount":123.46,
"currency":"EUR",
"id":"1",
"reference":"sample",
"source":"INTERNET",
"stan":"0",
"type":"PAYMENT"
},
"version":"<latest_gateway_version>"
}
}
被拒绝 Open Banking 交互的示例 Retrieve Transaction 响应
这里是一个显示 response.gatewayCode = DECLINED 的被拒绝 Open Banking 交互的 Retrieve Transaction 响应的示例
{
"amount":123.46,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-06-11T07:06:37.862Z",
"currency":"EUR",
"device":{
"browser":"Mozilla/5.0 (X11; Linux x86_64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/68.0.3440.106 Safari/537.36"
},
"id":"800b8d34-770d-4135-a1a4-0afe64c96352",
"item":[
{
"brand":"MC",
"category":"NA",
"detail":{
"unitDiscountRate":0,
"unitTaxRate":0
},
"name":"item0",
"quantity":1,
"sku":"sku",
"unitDiscountAmount":3,
"unitPrice":21,
"unitTaxAmount":0.47
},
{
"detail":{
"unitTaxRate":0
},
"name":"item1",
"quantity":2,
"unitDiscountAmount":2,
"unitPrice":47,
"unitTaxAmount":5
}
],
"itemAmount":115,
"lastUpdatedTime":"2020-06-11T07:06:24.923Z",
"merchant":"TESTMERCHANT1",
"merchantAmount":123.46,
"merchantCurrency":"EUR",
"reference":"sample",
"result":"SUCCESS",
"risk":{
"response":{
"gatewayCode":"ACCEPTED"
}
},
"shipping":{
"address":{
"city":"Kuressaare",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"John@gmail.com",
"firstName":"John",
"lastName":"Doe",
"mobilePhone":"9999999999",
"phone":"9999999999"
},
"method":"SAME_DAY"
},
"shippingAndHandlingAmount":4.99,
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"123456-xxxx-4dd4-b4f2-12234vgb43bff"
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"status":"FAILED",
"taxAmount":10.47,
"totalAuthorizedAmount":0,
"totalCapturedAmount":0,
"totalRefundedAmount":0,
"transaction":
{
"browserPayment":{
"interaction":{
"status":"COMPLETED",
"timeCompleted":"2020-06-11T07:06:38.269Z",
"timeInitiated":"2020-06-11T07:06:37.871Z",
"timeRedirected":"2020-06-11T07:06:37.983Z",
"timeReturned":"2020-06-11T07:06:38.241Z"
},
"operation":"PAY",
"redirectUrl":"<hostname>/bpui/ob/out/BP-6c56d32fad0f0f11df57409b9728cb5c",
"returnUrl":"<hostname>/api/documentation/integrationGuidelines/index.html"
},
"device":{
"browser":"Mozilla/5.0 (X11; Linux x86_64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/68.0.3440.106 Safari/537.36"
},
"gatewayEntryPoint":"WEB_SERVICES_API",
"merchant":"TESTMERCHANT1",
"order":{
"amount":123.46,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-06-11T07:06:37.862Z",
"currency":"EUR",
"id":"800b8d34-770d-4135-a1a4-0afe64c96352",
"item":[
{
"brand":"MC",
"category":"NA",
"detail":{
"unitDiscountRate":0,
"unitTaxRate":0
},
"name":"item0",
"quantity":1,
"sku":"sku",
"unitDiscountAmount":3,
"unitPrice":21,
"unitTaxAmount":0.47
},
{
"detail":{
"unitTaxRate":0
},
"name":"item1",
"quantity":2,
"unitDiscountAmount":2,
"unitPrice":47,
"unitTaxAmount":5
}
],
"itemAmount":115,
"lastUpdatedTime":"2020-06-11T07:06:24.923Z",
"merchantAmount":123.46,
"merchantCurrency":"EUR",
"reference":"sample",
"shippingAndHandlingAmount":4.99,
"status":"FAILED",
"taxAmount":10.47,
"totalAuthorizedAmount":0,
"totalCapturedAmount":0,
"totalRefundedAmount":0
},
"response":{
"gatewayCode":"DECLINED"
},
"result":"FAILURE",
"risk":{
"response":{
"gatewayCode":"ACCEPTED"
}
},
"shipping":{
"address":{
"city":"Kuressaare",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"John@gmail.com",
"firstName":"John",
"lastName":"Doe",
"mobilePhone":"9999999999",
"phone":"9999999999"
},
"method":"SAME_DAY"
},
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"123456-xxxx-4dd4-b4f2-12234vgb43bff"
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"timeOfLastUpdate":"2020-06-11T07:06:24.923Z",
"timeOfRecord":"2020-06-11T07:06:37.869Z",
"transaction":{
"acquirer":{
"id":"OPEN_BANKING_SEPA",
"merchantId":"Open Banking SEPA"
},
"amount":123.46,
"currency":"EUR",
"id":"1",
"reference":"sample",
"source":"INTERNET",
"stan":"0",
"type":"PAYMENT"
},
"version":"<latest_gateway_version>"
}
}
身份验证失败的 Open Banking 交互的示例 Retrieve Transaction 响应
这里是一个显示 response.gatewayCode = AUTHENTICATION_FAILED 的 Open Banking 交互的 Retrieve Transaction 响应的示例
{
"browserPayment":{
"interaction":{
"status":"COMPLETED",
"timeInitiated":"2020-11-20T05:07:28.134Z",
"timeRedirected":"2020-11-20T05:07:34.498Z",
"timeReturned":"2020-11-20T05:07:43.449Z"
},
"operation":"PAY",
"redirectUrl":"<hostname>/bpui/ob/out/BP-b37b6e71a76bfa5f3847349684297033",
"returnUrl":"<hostname>/apmDemoApp/complete.html"
},
"customer":{
"email":"John@example.com"
},
"device":{
"browser":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/86.0.4240.193 Safari/537.36"
},
"gatewayEntryPoint":"WEB_SERVICES_API",
"merchant":"TESTMERCHANT1",
"order":{
"amount":85116.16,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-11-20T05:07:28.085Z",
"currency":"EUR",
"id":"408124232",
"lastUpdatedTime":"2020-11-20T05:07:46.524Z",
"merchantAmount":85116.16,
"merchantCurrency":"EUR",
"reference":"TEST-SUCCEED",
"status":"FAILED",
"totalAuthorizedAmount":0,
"totalCapturedAmount":0,
"totalRefundedAmount":0
},
"response":{
"gatewayCode":"AUTHENTICATION_FAILED"
},
"result":"FAILURE",
"shipping":{
"address":{
"city":"Kuressaare",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"johnsmith@yahoo.com",
"firstName":"Shipfirst",
"lastName":"McShiplast"
}
},
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"123456-xxxx-4dd4-b4f2-12234vgb43bff"
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"timeOfLastUpdate":"2020-11-20T05:07:46.524Z",
"timeOfRecord":"2020-11-20T05:07:28.130Z",
"transaction":{
"acquirer":{
"id":"OPEN_BANKING_SEPA",
"merchantId":"Open Banking SEPA"
},
"amount":85116.16,
"currency":"EUR",
"id":"162988232",
"receipt":"16491f04ec662b0a",
"source":"INTERNET",
"stan":"0",
"type":"PAYMENT"
},
"version":"<latest_gateway_version>"
}
已取消 Open Banking 交互的示例 Retrieve Transaction 响应
这里是一个显示 response.gatewayCode = CANCELLED 的 Open Banking 交互的 Retrieve Transaction 响应的示例
{
"browserPayment":{
"interaction":{
"status":"COMPLETED",
"timeInitiated":"2020-11-20T05:17:33.076Z",
"timeRedirected":"2020-11-20T05:17:40.315Z",
"timeReturned":"2020-11-20T05:17:47.612Z"
},
"operation":"PAY",
"redirectUrl":"<hostname>/bpui/ob/out/BP-fdc97e608a425ec6cc535ae6a8dd9063",
"returnUrl":"<hostname>/apmDemoApp/complete.html"
},
"customer":{
"email":"John@example.com"
},
"device":{
"browser":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/86.0.4240.193 Safari/537.36"
},
"gatewayEntryPoint":"WEB_SERVICES_API",
"merchant":"TESTMERCHANT1",
"order":{
"amount":86117.17,
"chargeback":{
"amount":0,
"currency":"EUR"
},
"creationTime":"2020-11-20T05:17:33.039Z",
"currency":"EUR",
"id":"849804618",
"lastUpdatedTime":"2020-11-20T05:17:50.060Z",
"merchantAmount":86117.17,
"merchantCurrency":"EUR",
"reference":"TEST-SUCCEED",
"status":"FAILED",
"totalAuthorizedAmount":0,
"totalCapturedAmount":0,
"totalRefundedAmount":0
},
"response":{
"gatewayCode":"CANCELLED"
},
"result":"FAILURE",
"shipping":{
"address":{
"city":"Kuressaare",
"country":"EE",
"postcodeZip":"93813",
"stateProvince":"Saare Maakond",
"street":"Tolli 25a",
"street2":"Jack Road"
},
"contact":{
"email":"johnsmith@yahoo.com",
"firstName":"Shipfirst",
"lastName":"McShiplast"
}
},
"sourceOfFunds":{
"provided":{
"openBankingBankTransfer":{
"aspspId":"123456-xxxx-4dd4-b4f2-12234vgb43bff"
}
},
"type":"OPEN_BANKING_BANK_TRANSFER"
},
"timeOfLastUpdate":"2020-11-20T05:17:50.060Z",
"timeOfRecord":"2020-11-20T05:17:33.073Z",
"transaction":{
"acquirer":{
"id":"OPEN_BANKING_SEPA",
"merchantId":"Open Banking SEPA"
},
"amount":86117.17,
"currency":"EUR",
"id":"921434587",
"receipt":"16491f91c5986259",
"source":"INTERNET",
"stan":"0",
"type":"PAYMENT"
},
"version":"<latest_gateway_version>"
}
退款
Open Banking Bank Transfer 不支持全部或部分退还付款。
结算信息
要查看 Open Banking Bank Transfer 交易结算的详细信息，请使用 Retrieve Order/Retrieve Transaction 操作检索订单/交易详细信息，并查看 transaction.receipt 字段获取参考号。 相同的参考号将在付款收据上显示给付款人。
测试 Open Banking Bank Transfer 集成
<<paymentGateway>> 提供了一个 Open Banking Bank Transfer 示例模拟器，您可以通过它使用测试银行和测试金额来测试您的集成。 完成与 Open Banking JavaScript SDK 的集成后，您可以使用 Emporium 银行的测试交易金额执行测试交易，如下表所示。 如果您希望继续使用 AS TBB Pank 银行，请使用屏幕上下拉列表中的选项选择要测试的场景（成功/失败）。
|
使用案例
|
交易金额 |
交易状态 |
订单状态 |
|
验证检索到的具有 ACSC 状态的 sepa 成功交易的订单响应
|
80111.10 EUR |
APPROVED |
CAPTURED |
|
验证检索到的具有 RCVD 状态的 sepa 成功交易的订单响应
|
80111.11 EUR |
SUBMITTED |
INITIATED |
|
验证检索到的具有 PDNG 状态的 sepa 成功交易的订单响应
|
81112.12 EUR |
PENDING |
CAPTURED |
|
验证检索到的具有 ACSP 状态的 sepa 成功交易的订单响应
|
82113.13 EUR |
PENDING |
CAPTURED |
|
验证检索到的包含非活动提供商导致错误的 sepa 错误交易的订单响应
|
83114.14 EUR |
UNSPECIFIED_FAILURE |
FAILED |
|
验证检索到的包含提供商错误所导致错误的 sepa 错误交易的订单响应
|
85116.16 EUR |
ACQUIRER_SYSTEM_ERROR |
FAILED |
|
验证检索到的包含超时所导致错误的 sepa 错误交易的订单响应
|
84115.15 EUR |
TIMED_OUT |
FAILED |
|
验证检索到的带有授权用户取消订单的原因代码的 sepa 被拒交易的订单响应
|
86117.17 EUR |
CANCELLED |
FAILED |
|
验证检索到的带有因订单不完整导致等待时间已过的原因代码的 sepa 被拒交易的订单响应
|
87118.18 EUR |
TIMED_OUT |
FAILED |
|
验证检索到的带有金额无效或缺失的原因代码的 sepa 被拒交易的订单响应
|
88119.19 EUR |
INSUFFICIENT_FUNDS |
FAILED |
|
验证检索到的带有金额无效或缺失的原因代码的 sepa 被拒交易的订单响应
|
89120.20 EUR |
NOT_SUPPORTED |
FAILED |
|
验证检索到的带有付款货币不正确的原因代码的 sepa 被拒交易的订单响应
|
90121.21 EUR |
NOT_SUPPORTED |
FAILED |
|
验证检索到的无原因代码的 sepa 被拒交易的订单响应
|
97129.29 EUR |
NOT_SUPPORTED |
FAILED |
|
验证检索到的带有不正确 ASPSP ID 的 sepa 错误交易的订单响应
|
83114.14 EUR |
UNSPECIFIED_FAILURE |
FAILED |
|
验证检索到的带有来自不支持配置文件的 ASPSP ID 的 sepa 错误交易的订单响应
|
98129.29 EUR |
UNSPECIFIED_FAILURE |
FAILED |
|
验证检索到的获取状态为 RCVD - ACSC 的 sepa 成功交易的订单响应
|
92123.23 EUR |
APPROVED |
CAPTURED |
|
验证检索到的获取状态为 PDNG - RJCT、原因为资金不足的 sepa 被拒交易的订单响应
|
94125.25 EUR |
INSUFFICIENT_FUNDS |
FAILED |
|
验证检索到的获取状态为 PDNG - PDNG 的 sepa 成功交易的订单响应
|
95126.26 EUR |
PENDING |
CAPTURED |
|
验证检索到的获取状态为 ACSP - ACSC 的 sepa 成功交易的订单响应
|
97128.28 EUR |
APPROVED |
CAPTURED |
|
验证检索到的获取状态为 PDNG - ACSP 的 sepa 成功交易的订单响应
|
91122.22 EUR |
PENDING |
CAPTURED |
|
验证检索到的获取状态为 PDNG - RJCT、原因为身份验证失败的 sepa 被拒交易的订单响应
|
93124.24 EUR |
AUTHENTICATION_FAILED |
FAILED |